Are cineva experienta cu asa ceva?
Am postat pe reddit, dar inca nu am primit un raspuns si am zis sa imi incerc norocul si aici.
Imi cer scuze, dar o sa-l postez in engleza, asa cum e pe reddit:
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Hello,
I've recently started to learn more about trading & investing, but I'm now a bit unsure about how to invest and I need some tips from you.
I have in mind 2 possible situations:
A. Invest on my own - by buying stocks from big companies ( apple, amazon, amd )
B. Invest in mutual funds
Let's talk about mutual funds first, please.
If I choose this option I plan to invest an amount between $250 to $400 monthly and I found 2 possible funds:
1. NN (L) International Romanian Equity - X Cap RON ( biggest fund from our country )
2. NN (L) International ING Dinamic - X Cap RON (hedged i) ( this is new, launched this year )
What is each fund?
1. Investing-> 60% in BET-XT ( romanian index like SP500 ), 25% in WIG30 ( Warsaw ), 10% in PX ( Prague ), 5% in BUX ( Budapest )
2. It's like a fund of funds. It depens on the performance of ther funds. 60% stocks, 40% bonds
I've found a page which contains each fund breakdown, but I don't know if Reddit allows posting external links. The website is called trustnetoffshore.
Fees ( same for both ):
- in case of recurrent investing ( which I plan to do ), 0% for buying
- 2.5% annual fee
Performance(6 months ) - fee was already extracted:
1. 14.89% since start of current year
2. 1.83% since start of current year
Performance(1 year):
1. 31.47% without extracted fee..so around 28.97%
2. no data
Performance(3 years):
1. 36.38% without extracted fee..so around 33.88%
2. no data
Performance(5 years):
1. 77.79% without extracted fee..so around 75.29%
2. no data
What do you think ?
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Mi se pare un pic ireal randamentul respectiv. Ma gandesc ca sunt si alte comisioane ascunse pe acolo. Plus ca diferenta intre cele 2 fonduri pe 6 luni e uriasa, de la 1.83% la 14.89%
Am postat pe reddit, dar inca nu am primit un raspuns si am zis sa imi incerc norocul si aici.
Imi cer scuze, dar o sa-l postez in engleza, asa cum e pe reddit:
----------------------------------
Hello,
I've recently started to learn more about trading & investing, but I'm now a bit unsure about how to invest and I need some tips from you.
I have in mind 2 possible situations:
A. Invest on my own - by buying stocks from big companies ( apple, amazon, amd )
B. Invest in mutual funds
Let's talk about mutual funds first, please.
If I choose this option I plan to invest an amount between $250 to $400 monthly and I found 2 possible funds:
1. NN (L) International Romanian Equity - X Cap RON ( biggest fund from our country )
2. NN (L) International ING Dinamic - X Cap RON (hedged i) ( this is new, launched this year )
What is each fund?
1. Investing-> 60% in BET-XT ( romanian index like SP500 ), 25% in WIG30 ( Warsaw ), 10% in PX ( Prague ), 5% in BUX ( Budapest )
2. It's like a fund of funds. It depens on the performance of ther funds. 60% stocks, 40% bonds
I've found a page which contains each fund breakdown, but I don't know if Reddit allows posting external links. The website is called trustnetoffshore.
Fees ( same for both ):
- in case of recurrent investing ( which I plan to do ), 0% for buying
- 2.5% annual fee
Performance(6 months ) - fee was already extracted:
1. 14.89% since start of current year
2. 1.83% since start of current year
Performance(1 year):
1. 31.47% without extracted fee..so around 28.97%
2. no data
Performance(3 years):
1. 36.38% without extracted fee..so around 33.88%
2. no data
Performance(5 years):
1. 77.79% without extracted fee..so around 75.29%
2. no data
What do you think ?
----------------------------------
Mi se pare un pic ireal randamentul respectiv. Ma gandesc ca sunt si alte comisioane ascunse pe acolo. Plus ca diferenta intre cele 2 fonduri pe 6 luni e uriasa, de la 1.83% la 14.89%